Privacy Policy

Last Updated: December 09, 2025

Introduction

Budget Tracker ("we," "our," or "the app") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.

Information We Collect

1. Personal Financial Data

Budget Tracker stores the following data locally on your device only:

- Transaction records (income, expenses, transfers)

- Account names and balances

- Category names and preferences

- Currency preferences

- Notes and descriptions you add to transactions

Important: All financial data is stored locally on your device using Android's SharedPreferences. We do NOT transmit, upload, or store your financial data on any external servers.

2. Device Information

The app may access:

Storage Permission: Required for exporting your data as PDF or CSV files

Notification Permission: Required for sending daily expense tracking reminders (optional, can be disabled in settings)

3. Advertising Data

We use Google AdMob to display banner advertisements. AdMob may collect:

- Device identifiers (Advertising ID)

- IP address

- Device type and operating system

- App usage data for ad personalization

For more information about how Google uses data, please visit:

[Google Privacy Policy](https://policies.google.com/privacy)

How We Use Your Information

Local Data Usage

Financial Records: Used solely to display your transactions, calculate balances, and generate reports

Preferences: Used to customize your app experience (currency, categories, notification settings)

Export Feature: Your data is only exported when you explicitly choose to export it as PDF/CSV

Advertising

Banner ads are displayed to support the free version of the app

Ad personalization is managed by Google AdMob

You can opt out of personalized ads through your device settings

Data Storage and Security

Local Storage

- All your financial data is stored exclusively on your device

- Data persists using Android's secure SharedPreferences

- No cloud backup or synchronization is performed

- Data is only accessible by the Budget Tracker app

Data Security

- Your data is protected by your device's security measures

- We recommend using device encryption and screen lock for additional security

- The app does not transmit your financial data over the internet

Data Sharing and Third Parties

We Do NOT Share Your Financial Data

- Your transaction data, account information, and personal notes are never shared with any third parties

- Your financial information remains private and local to your device

Third-Party Services

We use the following third-party services:

1. Google AdMob (Advertising)

Purpose: Display banner advertisements

Data collected: Device identifiers, IP address, usage data

2. Google Play Services

Purpose: App distribution and updates

Your Rights and Choices

Data Control

Access: You have full access to all your data within the app

Deletion: You can delete individual transactions or clear all data from the app

Export: You can export your data as PDF or CSV at any time

Uninstall: Uninstalling the app will permanently delete all locally stored data

Notification Control

- You can enable or disable daily reminders in the app settings

- Notification permissions can be revoked through your device settings

Ad Preferences

- You can opt out of personalized ads through your device's ad settings

- Android: Settings → Google → Ads → Opt out of Ads Personalization

Children's Privacy

Budget Tracker is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

Data Retention

Local Data: Your financial data is retained on your device until you delete it or uninstall the app

Advertising Data: Managed by Google AdMob according to their retention policies

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

- Updating the "Last Updated" date at the top of this policy

- Displaying a notice in the app (for significant changes)

Your continued use of the app after changes constitutes acceptance of the updated policy.

Permissions Explained

Required Permissions:

Storage/Files: To export your transaction data as PDF or CSV files to your device

Optional Permissions:

Notifications: To send daily reminders for expense tracking (can be disabled in settings)

Data Portability

You can export your data at any time:

CSV Format: Compatible with Excel, Google Sheets, and other spreadsheet applications

PDF Format: Formatted report with transaction summary and details

If you have any questions, concerns, or requests regarding this Privacy Policy or your data, please contact us at:

Email: fluxhivestudios@gmail.com

App Name: Expense Tracker

Developer: Syed Muzammil

Compliance

This Privacy Policy complies with:

- Google Play Store Developer Program Policies

- General Data Protection Regulation (GDPR) principles

- California Consumer Privacy Act (CCPA) guidelines

Summary

Key Points:

✅ Your financial data stays 100% local on your device

✅ We never upload your transactions to any server

✅ Only banner ads are shown (powered by Google AdMob)

✅ You have full control over your data

✅ You can export or delete your data anytime

✅ Notifications are optional and can be disabled

Your privacy is our priority. Expense Tracker is designed to keep your financial information private and secure on your device.

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